Smart Roof Financing Solutions

Need a Roof? Consider Roofing Companies That Offer Financing

A new roof is a major expense. Between the labor costs of removing your old roof and the materials needed for a new roof (including shingles, flashing, underlayment, and ventilation components), the cost of a roof replacement adds up quickly. The best roofing companies understand that a complete replacement can be cost prohibitive for many homeowners, which is why many offer financing options.

Here at Weather Roofing, we understand that most people don’t have the funds for a new roof sitting at the ready. What’s more, roofing needs don’t operate on a set timeline—and often you’ll find you need or want a new roof before you can afford it out of pocket. That’s why we’ve partnered with First Citizens Bank, one of the area’s top home improvement financing companies, to offer financing options to help our customers better afford the roofing repairs and upgrades they need today.*

We’re proud to be an accredited member of  Charlotte NC Better Business Bureau

Charlotte NC BBB Accredited Seal Weather Roofing

BBB of S. Piedmont & Western North Carolina

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Why Roof Financing May Be Right for You

Roof financing certainly isn’t the only way to pay for a major roof repair, replacement, or upgrades. Many types of roof damage are likely to be covered by homeowners insurance, particularly storm damage (though there are always exceptions). In addition, home equity loans are also a popular option, or even personal loans for smaller projects.

However, working with roofing companies that offer financing provides unique benefits compared to other types of payment options. This includes:

  • A wide range of possible financing amounts
  • Fixed monthly payments that fit your budget
  • No need to tap into home equity

When Do I Need Roof Financing?

When a new roof isn’t in the budget but your property is at risk

While homeowners insurance often covers unexpected damage to your roof (such as storm damage), there are many instances where a roofing project will not be covered by your insurance. In these cases, it’s useful to have a wide variety of payment options available to you so that you can get the new roof you need while minimizing the burden on your budget. Here are some instances where you may not be covered for roofing work:



One of the most common reasons why insurance may not cover roof damage is if your roof is simply too old. Every roof has an expected lifespan, and most warranties and policies are predicated on that time period. If your roof has reached the end of its projected lifespan, damage is unlikely to be covered in full.


Isn’t covered

It’s hard to plan for every eventuality when it comes to a roof. While certain types of damage are more common, other less common types of damage may not be covered by a basic insurance policy. For example, homeowners insurance typically covers fire damage, but coverage for flooding or hail damage can vary depending on your carrier.

roof shingles


Your Roof

Not every roof replacement comes about due to damage or age! Many homeowners simply want to upgrade their roof, to improve its efficiency or to give their home a new look. These types of roof replacements are typically out of pocket. In these cases, it’s a good idea to seek out roofing companies that offer financing to help lighten the upfront financial burden.

birdseye view of repaired roof shingles in charlotte nc

Weather Roofing Helps Expand Your Payment Options!

At Weather Roofing, we want to help every homeowner get the new roof of their dreams. Sometimes a roof deteriorates at the worst possible moment, while other times an upgrade is just necessary. Regardless of your situation, working with First Citizens Bank allows you to start your roof project now and pay for it over time.

In the end, the right payment method for you will depend on your budget and finances. But no matter what your roofing situation, we’ll work with you to help choose the best payment solution for your needs, your project, and your budget. Start planning your project today!

*Subject to credit approval. Ask for details.

Our Reputation

What they say

Rob’s success as a businessman can be attributed to the relationship and trust he builds with his customers. He listens to the customer’s needs, wants and problems, then works to find the best solution.

Darlene Cave

Rob treats people with respect, is very knowledgeable about the building industry, is a hard worker, a responsible manager and loving father of 2 kids.

Dale Mollenhauer

Robert is a go-getter and a very positive influence on all those who are lucky to cross paths with him. he lives his life with an attitude of gratitude and a contagious drive for success.

Irina Dove

We Serve The Entire Charlotte Metro Area And Are Providing Homeowners Located In And Around The Following Areas With Roof Financing:

Even if you don’t see your city name or neighborhood listed below, we’re nearby.

Get in touch with us today and we’ll get your free roof inspection scheduled right away!

We’re Currently Providing Roofing Services in These Areas Nearby

  • Ballantyne
  • Barclay Downs
  • Beverly Woods
  • Blakeney
  • Cameron Wood
  • Carmel
  • South Charlotte
  • Charlotte
  • Cotswold
  • Dilworth
  • Eastover
  • Elizabeth
  • Grier Heights
  • Landsdowne
  • Lower South End
  • Madison Park
  • Montclaire
  • Myers Park
  • Nations Ford
  • Providence Plantation
  • Piper Glen
  • Providence Crossing
  • Quail Hollow
  • Sardis Woods
  • Sedgefield
  • South End
  • SouthPark
  • Stonehaven


Get in Touch

Call Us or Send a Text Message

(704) 774-3041


6135 Park South Drive Suite 500, Charlotte, NC 28210 USA


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