A new roof is a major expense. Between the labor costs of removing your old roof and the materials needed for a new roof (including shingles, flashing, underlayment, and ventilation components), the cost of a roof replacement adds up quickly. The best roofing companies understand that a complete replacement can be cost prohibitive for many homeowners, which is why many offer financing options.
Here at Weather Roofing, we understand that most people don’t have the funds for a new roof sitting at the ready. What’s more, roofing needs don’t operate on a set timeline—and often you’ll find you need or want a new roof before you can afford it out of pocket. That’s why we’ve partnered with First Citizens Bank, one of the area’s top home improvement financing companies, to offer financing options to help our customers better afford the roofing repairs and upgrades they need today.*
Get in touch and learn about your financing options.
Roof financing certainly isn’t the only way to pay for a major roof repair, replacement, or upgrades. Many types of roof damage are likely to be covered by homeowners insurance, particularly storm damage (though there are always exceptions). In addition, home equity loans are also a popular option, or even personal loans for smaller projects.
However, working with roofing companies that offer financing provides unique benefits compared to other types of payment options. This includes:
While homeowners insurance often covers unexpected damage to your roof (such as storm damage), there are many instances where a roofing project will not be covered by your insurance. In these cases, it’s useful to have a wide variety of payment options available to you so that you can get the new roof you need while minimizing the burden on your budget. Here are some instances where you may not be covered for roofing work:
One of the most common reasons why insurance may not cover roof damage is if your roof is simply too old. Every roof has an expected lifespan, and most warranties and policies are predicated on that time period. If your roof has reached the end of its projected lifespan, damage is unlikely to be covered in full.
At Weather Roofing, we want to help every homeowner get the new roof of their dreams. Sometimes a roof deteriorates at the worst possible moment, while other times an upgrade is just necessary. Regardless of your situation, working with First Citizens Bank allows you to start your roof project now and pay for it over time.
In the end, the right payment method for you will depend on your budget and finances. But no matter what your roofing situation, we’ll work with you to help choose the best payment solution for your needs, your project, and your budget. Start planning your project today!
*Subject to credit approval. Ask for details.
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